Posts with tag 'buying a home'
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Tips on Finding the Right Neighborhood
Are you beginning your new home purchasing journey? Consider the following key factors when choosing the right location for your family, as well as for optimizing the property's resale potential.
Aerial Google Map photo of a Charlottesville neighborhood
TRYING BEFORE BUYING
Consider the option of renting before purchasing. This is a very good idea, especially when moving a long distance or to an unfamiliar city or region, and it will likely help in making a more informed home-purchasing decision.
LOCAL TAXES, OTHER EXPENSES
It's important to research the local taxes and additional home-purchasing expenses. Ev...
8
A quick refresher on What to Know About Credit Scores
No need to push the panic button now that you want to buy a new home… Review this Quick Guide on Credit Scores and see how you stack up!
Credit scores range between 200 and 850, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:
Your payment history.
Did you pay your credit card bills on time? Bankruptcy filing, liens, and collection activity also affect your history.
How much you owe and where.
If you owe a great deal of money on numerous accounts, it can indicate that you are overextended. However, spreading debt among several accounts can help you avoid approaching the maximum on any individual credit line.
The length of your credit history.
In general, the longer an account has bee...
28
The Top 5 Benefits of Hiring a Real Estate Professional
Purchasing a new home, especially your first home may be both exciting and foreboding and a lot of emotions in between! However, with the help of a professional REALTOR® early in the process you may quickly realize you are not alone and can relax and enjoy the journey!
The National Association of REALTORS® (NAR) recently released their 2017 Profile of Home Buyers and Sellers in which they surveyed recent home buyers and sellers about their experiences. An entire section of the profile is dedicated to buyers' experiences with their real estate agents.
Here are the top 5 benefits of using a real estate agent when buying your new home as cited by recent buyers:
- Helped the buyer understand th...
5
What You Need To Know About the Mortgage Process
- What you will need to Qualify in Today's Market
17
How Will I Know When I Find The Right House?
This is the right house for us!
Many first home buyers wonder how they will know when they have found the right house, and that's perfectly normal! Here are a few preliminary things you should know about finding the right house.
- First, an ethical real estate agent will never, pressure you into buying a house.
- Second, you will instinctively know it when you see it.
- Third, you may want to sleep on the decision. Don't.
Forget the fact that you are not the only one looking at this house. Trust your instincts.
Real estate professional of 40 years, Elizabeth Weintraub, cleverly draws from her experience the following signs that will clue you in!
10 Little Signs You Will Know You Have Found the Right House
- You Really Want to Go Inside the House
- The House Embraces You the Momen...