Posts from April 2022
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27
First-Time Home Buyers Guide: Buying With A New Job
Sometimes it takes a new job to give you that income boost you need to buy your first home, but a new job can actually complicate the mortgage approval process.
Here are some things you should know:
- Don't start the home buying process and then start a new job in the middle of it. Get the new job first plus a few months (and pay stubs) under your belt and then start your home search.
- A new job with a higher income is a good thing for a lot of reasons, but it doesn't mean you automatically will qualify for a mortgage. New jobs come with risks, especially if you're changing fields and starting something completely new. Customarily, most mortgage companies want two years of income...
26
5 Tips for Newlyweds Buying Their First Home
After the "I Dos" are said and thank you notes are written, what comes next? Buying your first home, of course! Since it is one of the biggest purchases you and your spouse will make, the more you talk about and plan for buying your home, the happier you'll be when crossing that threshold.
Consider these five tips for newlywed couples buying their first home.
- Assess Your Financial Situation
Before you even start shopping for a home, it makes sense to first look into your financial situation. Co-mingling may be something new to you but you'll have to sit down with your spouse and make an assessment of your savings and debts. This will help you create a budget and an understanding of how much house you can afford. - Agree on...
26
6 Tips for Attending Your First Open House
When you're in the market for a new home, there's nothing better than seeing those homes in person. Open houses are one of the best ways to do it. Here are six tips to remember when visiting an open house:
- Dress appropriately. Arrive looking like a serious potential buyer. Think "business casual." You don't want to make a bad impression.
- Arrive on time. The homeowner and the hosting agent have set a window of time to make the house available for viewing. Give yourself time to start and finish your tour within that window. Don't arrive five minutes before the end of the time period and expect to linger for 30 minutes. The agent may have another commitment, and the homeowners are likely anxious to get home.
- Treat the ho...
4
Congratulations to our Associates for their 2021 Professional Achievement Awards
Charlottesville Area Association REALTORS® inducted Barbara McMurry of Montague Miller & Co. – Westfield to the CAAR REALTOR® Hall of Fame, the highest career honor. This accolade acknowledges outstanding and exceptional contributions for more than 25 years of continuous service to the local, state, and national Associations.
Montague Miller & Company is pleased to announce that our associates were awarded the Charlottesville Area Association of REALTORS® 2021 Professional Honor Society Awards commending member achievements for 2021 - Percy Montague, IV, Trish Owens, Anita Dunbar, Rives Bailey, Pat Sury, Patricia A. Crabtree, and John Farmer.
2
Seller's Checklist: A Timeline to Prep Your Home for Sale
We're still in a seller's market, but that doesn't mean your home is guaranteed to easily sell.1 If you want to maximize your sale price, it's still important to prepare your home before putting it on the market.
Start by connecting with a real estate agent as soon as possible. Having the eyes and ears of an insightful real estate professional on your side can help you boost your home's appeal to buyers. What's more, beginning the preparation process early allows you to tackle repairs and upgrades that can increase your property's value.
Use the checklist below to figure out what other tasks you should complete in the months leading up to listing your home. While everyone's situation is unique, these guidelines will help you make sure you're ready to sell when the time is right. Of course, you can always call us if you're not sure where to start or what to tackle first. We can help customize a plan that works for you.