Posts in category 'Buying A Home'
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6
Taking A Vacation? Here's How To Keep Your Home Safe
Your vacation is just around the corner. One thing you might not have planned is double-checking your home security.
The security of your home is just as important as your hotel reservations and flight schedule. These simple steps will help you avoid coming home to find your valuables were stolen or your house damaged.
- Newspaper and Mail
Either ask a neighbor to bring in your newspapers and mail or stop deliveries until after vacation. You can also stop any scheduled UPS package deliveries. UPS will hold them for up to 30 days. Mail and newspapers piling up in your mailbox are sure signs that you're away. - Light Timer
24
Bringing Order To The Chaos Of House Hunting
Every buyer-to-be knows searching for a home can be a challenge. However, your house hunt doesn't have to mean chaos if you start with an organized plan. Streamlining your search starts with a healthy dose of preparation by including a great real estate agent, setting a budget, creating a wish list, and reviewing real estate listings that meet your requirements.
These six tips can keep you organized and focused as you search for your new home.
- Involve Your Agent
Your real estate agent isn't there just to set up visits and oversee the closing process when you're buying a house. They're also your number one resource for answering questions, sharing ideas, and providing real estate advice. - Set a Budget
While you don't have to know exactly how much you'll be able to sp...
1
5 Ways to Write a Winning Offer in Today's Real Estate Market
Our nation is in the midst of a serious housing crunch. Last year, a lack of inventory and soaring prices left many would-be homebuyers feeling pinched. But now, with interest rates climbing, many of them are also feeling desperate to lock in a mortgage—which has only added fuel to the fire.1
Fortunately, if you're a buyer struggling to find a home, we have some good news. While it's true that higher mortgage rates can decrease your purchasing budget, there are additional ways to compete in a hot market.
Yes, a high offer price gets attention. But most sellers consider a variety of factors when evaluating an offer. With that in mind, here are five tactics you can utilize to sweeten your proposal and outshine your competition.
We can help you weigh the risks and benefits of each tactic and craft a compelling offer designed to get you your dream home—without giving away the farm.
27
First-Time Home Buyers Guide: Buying With A New Job
Sometimes it takes a new job to give you that income boost you need to buy your first home, but a new job can actually complicate the mortgage approval process.
Here are some things you should know:
- Don't start the home buying process and then start a new job in the middle of it. Get the new job first plus a few months (and pay stubs) under your belt and then start your home search.
- A new job with a higher income is a good thing for a lot of reasons, but it doesn't mean you automatically will qualify for a mortgage. New jobs come with risks, especially if you're changing fields and starting something completely new. Customarily, most mortgage companies want two years of income...
26
5 Tips for Newlyweds Buying Their First Home
After the "I Dos" are said and thank you notes are written, what comes next? Buying your first home, of course! Since it is one of the biggest purchases you and your spouse will make, the more you talk about and plan for buying your home, the happier you'll be when crossing that threshold.
Consider these five tips for newlywed couples buying their first home.
- Assess Your Financial Situation
Before you even start shopping for a home, it makes sense to first look into your financial situation. Co-mingling may be something new to you but you'll have to sit down with your spouse and make an assessment of your savings and debts. This will help you create a budget and an understanding of how much house you can afford. - Agree on...