Posts in category 'Buying A Home'

Are you beginning your new home purchasing journey? Consider the following key factors when choosing the right location for your family, as well as for optimizing the property's resale potential. 

Aerial Google Map photo of a Charlottesville neighborhood

TRYING BEFORE BUYING

Consider the option of renting before purchasing. This is a very good idea, especially when moving a long distance or to an unfamiliar city or region, and it will likely help in making a more informed home-purchasing decision.

LOCAL TAXES, OTHER EXPENSES

It's important to research the local taxes and additional home-purchasing expenses. Ev...

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Photography provided by Tod Cohen Photography

The Charlottesville Area Association of REALTORS® (CAAR) announced the induction of 57 REALTORS® into the 2017 class of the CAAR Professional Honor Society during a ceremony on Thursday, March 1st at the Glenmore Country Club.

This prestigious accolade has been a long-standing award program at the state level and was instituted by CAAR in 1996 to recognize standards of industry excellence. A total of 180 different REALTORS® have reached this pinnacle achievement in the local program...

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Video Courtesy of The Amherst County Chamber of Commerce, Economic Development of Amherst

Montague, Miller & Co REALTORS® invite you to experience one of Central Virginia's best kept secret, Amherst County!  Amherst County blends the best of rural and suburban living with thriving businesses, agriculture, local industries, the beautiful campus and educational opportunities at Sweet Briar College, quaint small towns and shopping areas, and wonderful residential neighborhoods and more!   www.montaguemiller.com/about-amherst-va   

Agents in our Montague Miller Amherst Office are always excited to share why they think Amherst is the Perfect slice of Virginia. Find an experienced agent who LIVES this area here: www.montaguemiller.com/amherst 

Plan to visit and find out for yourself!  

No need to push the panic button now that you want to buy a new home… Review this Quick Guide on Credit Scores and see how you stack up!

Credit scores range between 200 and 850, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:

Your payment history.

Did you pay your credit card bills on time? Bankruptcy filing, liens, and collection activity also affect your history.

How much you owe and where. 

If you owe a great deal of money on numerous accounts, it can indicate that you are overextended. However, spreading debt among several accounts can help you avoid approaching the maximum on any individual credit line.

The length of your credit history.

In general, the longer an account has bee...

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Purchasing a new home, especially your first home may be both exciting and foreboding and a lot of emotions in between!  However, with the help of a professional REALTOR® early in the process you may quickly realize you are not alone and can relax and enjoy the journey!

The National Association of REALTORS® (NAR) recently released their 2017 Profile of Home Buyers and Sellers in which they surveyed recent home buyers and sellers about their experiences. An entire section of the profile is dedicated to buyers' experiences with their real estate agents.

Here are the top 5 benefits of using a real estate agent when buying your new home as cited by recent buyers:

1. Helped the buyer understand th...

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