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172 Covenant Way, Bumpass, VA 23024

$659,990
  • 172 Covenant Way, Bumpass, VA 23024 Main Photo

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ACTIVE
BEDS4 BATHS3 full SQUARE FEET3,114 MLS#VALA2009180
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONCOVENANT COVE SCHOOLLOUISA COUNTY PUBLIC SCHOOLS

Property Description

Buyer's financing fell through, giving someone else a second shot at one of the best values on the private side of Lake Anna. If you missed it the first time, don't assume it'll still be here tomorrow. Welcome to an incredible opportunity in Covenant Coves where you can own true deeded waterfront without paying the price of a waterfront home. This property includes a deeded waterfront outparcel just 0.6 miles away, complete with shared dock access, private lake access, and the ability to build your own boathouse. From the home, you'll even enjoy views of your waterfront property. Built by Danaf Homes, The Madison is nearing completion and offers over 3,000 square feet of beautifully upgraded living space with 4 bedrooms, 3 full baths, and a spacious loft designed for the way people live today. Luxury vinyl plank flooring runs throughout the main level and bedrooms. The inviting family room centers around a propane fireplace with a designer slate surround, creating the perfect place to unwind after a day on the lake. The kitchen was built to impress with quartz countertops, an oversized island, farmhouse sink, upgraded stainless steel appliances, crisp white cabinetry, and matte black finishes. The dining area opens to the backyard, making entertaining effortless. The primary suite feels like its own retreat with a spa-inspired bath featuring a tiled shower, soaking tub, dual quartz vanity, and generous space to recharge. A main-level bedroom and full bath offer flexibility for guests, multi-generational living, or the perfect home office. Upstairs you'll find two additional bedrooms, another upgraded full bath, and a versatile loft ready for movie nights, game days, or extra living space. Let's clear up the biggest question. The home itself is not waterfront.( However, is waterview!) The deeded outparcel is. That means you own 40 feet of waterfront property with lake access, water views from the home, and the ability to build a private boathouse, all while avoiding the premium price tag of a home sitting directly on the shoreline. The out parcel is less than 3 blocks from the house! Homes offering true deeded waterfront ownership at this price point are exceptionally hard to find at Lake Anna. The last buyer lost it because financing fell apart. Their loss is your opportunity, but opportunities like this rarely come around twice.

172 Covenant Way | MLS# VALA2009180

This single family home located at 172 Covenant Way, Bumpass, VA 23024 is currently listed for sale with an asking price of $659,990. This property was built in 2026 and has 4 bedrooms and 3 full baths with 3114 sq. ft. Covenant Way is located in the COVENANT COVE subdivision within the LOUISA COUNTY PUBLIC SCHOOLS school district. Search COVENANT COVE real estate on www.montaguemiller.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central A/C
Fireplaces: 1
Fuel Type: Electric
Garage: 2
Heating: Heat Pump - Electric BackUp
Home Style: Craftsman
Lot Size: 0.92 Acres
Roof Type: Architectural Shingle
Stories: 2.0
Taxes: $575
Year Built: 2026

Feature Descriptions

Additional Structures: Above Grade
Appliances: Built-In Microwave, Dishwasher, Oven - Single
Community Amenities: Boat Dock/Slip, Boat Ramp, Common Grounds, Lake, Picnic Area, Pier/Dock, Water/Lake Privileges
Days on Site: 161
Exterior: Frame
Fireplace: Gas/Propane
Flooring: Luxury Vinyl Plank
HOA Fee: $610.00/Annually
Interior: Attic, Bathroom - Soaking Tub, Bathroom - Tub Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Island, Primary Bath(s), Walk-in Closet(s)
Lake Name: Lake Anna
Lot Dimensions: 0.92 Acre(S)
Parking Notes: 2 Total Parking Spaces
Rooms: Living Room, Dining Room, Primary Bedroom, Bedroom 2,Bedroom 3,Bedroom 4,Kitchen, Family Room, Breakfast Room, Loft
Sewer: On Site Septic
Special View Info: Lake
SQFT Above Finished: 3114
SQFT Total Finished: 3114
Structure Type: Detached
Total Garage/Parking Spaces: 2
Water: Well
Water Access: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, Waterski/Wakeboard
Waterfront: Boat/Launch Ramp - Public, Out-Parcel, Rip-Rap, Private Dock Site, Shared

Room Sizes

Bedroom 4: 11 x 11 Level - Main
Family Room: 20 x 17 Level - Main
Breakfast Room: 11 x 10 Level - Main
Living Room: 10 x 12 Level - Main
Dining Room: 10 x 12 Level - Main
Kitchen: 15 x 12 Level - Main
Primary Bedroom: 16 x 18 Level - Upper 1
Bedroom 2: 14 x 12 Level - Upper 1
Bedroom 3: 16 x 12 Level - Upper 1
Loft: 19 x 16 Level - Upper 1

Local Schools

High School: LOUISA COUNTY
Middle School: LOUISA COUNTY
Elementary School: JOUETT
School District: LOUISA COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Lake Anna Island Realty
Agency Phone: 5408944400

Shown By

Agency Title: Montague Miller & Co. Realtors
Agency Phone:

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Estimated Payment

$ 1,709.27 per month $1,468.85 Principal & Interest $47.92 Property Tax $192.50 Homeowner's Insurance

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